AmTrust Bank was acquired Friday, December 4th, by New York Community Bancorp (NYCB). Due to the nature of this acquisition and the steps required to effect a proper and orderly transition, it is necessary to immediately suspend all registration and rate-lock activity for a period of time in order to permit us to properly address all of the related requirements. We expect to complete this process as quickly as possible.

Although we will not be accepting new registrations or rate-locks during the transition period, AmTrust Mortgage Banking will continue to process and fund all rate-locked registrations that are in-process at the time of this notice, in the normal course of business.

We thank you for your business, and continuing support during this transition period!

Sincerely,

Jon K. Baymiller
Executive Vice President
Mortgage Banking Division